"Certainly," said John, "I intend to provide for my children; but _there is no hurry_, and"--

"There should be no hesitation in the case," interrupted Charles; "every man _intends_ to provide for his children. G.o.d forbid that I should imagine any man to be sufficiently wicked to say--I have been the means of bringing this child into existence--I have brought it up in the indulgence of all the luxuries with which I indulged myself; and now I intend to withdraw them all from it, and leave it to fight its own way through the world. No man could look on the face of the innocent child nestling in your bosom and say _that_; but if you do not appropriate a portion of the means you possess to save that child from the 'hereafter,' you act as if you had resolved so to cast it on the wild waters of a turbulent world."

"But, Charles, I intend to do all that you counsel; no wonder poor Lucy could not bear these words, when I, your own and only brother, find them stern and reproachful; no wonder that such should be the case; of course I _intend_ to provide for my children."

"Then DO IT," said Charles.

"Why, so I will; but cannot in a moment. I have already said there is no hurry. You must give a little time."

"The time may come, my dear John, when TIME will give you no time. You have been spending over and above your debt--more than, as the father of four children, you have any right to spend. The duty parents owe their children in this respect has preyed more strongly on my mind than usual, as I have been called on lately to witness its effects--to see its misery. One family at Repton, a family of eight children, has been left entirely without provision, by a man who enjoyed a situation of five hundred a-year in quarterly payments."

"That man is, however, guiltless. What could he save out of five hundred a-year? How could he live on less?" replied the doctor.

"Live upon four, and insure his life for the benefit of those children. Nay," continued Charles, in the vehemence of his feelings, "the man who does not provide means of existence for his helpless children, until they are able to provide for themselves, cannot be called a reasonable person; and the legislature ought to oblige such to contribute to a fund to prevent the spread of the worst sort of pauperism--that which comes upon well-born children from the carelessness or selfishness of their parents. G.o.d in his wisdom, and certainly in his mercy, removed the poor broken-hearted widow of the person I alluded to a month after his death; and the infant, whose nourishment from its birth had been mingled with bitterness, followed in a few days. I saw myself seven children crowd round the coffin that was provided by charity; I saw three taken to the workhouse, and the elder four distributed amongst kind-hearted hard-working people, who are trying to inure the young soft hands, accustomed to silken idleness, to the toils of homely industry. I ask you, John Adams, how the husband of that woman, the father of those children, can meet his G.o.d, when it is required of him to give an account of his stewardship?"

"It is very true--very shocking indeed," observed Dr. Adams. "I certainly will do something to secure my wife and children from the possibility of any thing like _that_, although, whatever were to happen to me, I am sure Lucy's family would prevent"--

Charles broke in upon the sentence his brother found it difficult to complete--"And can you expect distant or even near relatives to perform what you, whose duty it is, neglect? Or would you leave those dear ones to the bitterness of dependence, when, by the sacrifice or curtailment of those luxurious habits which, if not closely watched, increase in number, and at last become necessaries, you could leave them in comfort and independence! We all hope for the leisure of a death-bed--awful enough, come as it may--awful, even when beyond its gloom we see the risen Sun of Righteousness in all his glory--awful, though our faith be strong in Him who is our strength; but if the consciousness of having neglected those duties which we were sent on earth to perform be with us then, dark, indeed, will be the Valley of the Shadow of Death. I do not want, however, to read a homily, my dear brother, but to impress a truth; and I do hope that you will prevent the possibility of these dear children feeling what they must feel, enduring what they must endure, if _you_ pa.s.sed into another world without performing your duty towards them, and through them to society, in this."

Mrs. Adams met her brother-in-law that day (people five-and-twenty years ago did dine by day) at dinner, with an air of offence. She was, of course, lady-like and quiet, but it was evident she was displeased.

Every thing at table was perfect according to its kind. There was no guest present who was not superior in wealth and position to the doctor himself, and each was quite aware of the fact. Those who climb boldly sometimes take a false step, but at all times make dangerous ones. When Charles looked round upon the splendid plate and stylish servants--when the children were ushered in after dinner, and every tongue was loud in praises of their beauty--an involuntary shudder pa.s.sed through his heart, and he almost accused himself of selfishness, when he was comforted by the remembrance of the provision made for his own little ones, who were as pretty, as well educated, and as happy in their cheerful country home.

CHAPTER III.

The next morning he was on his return to Repton, happy in the a.s.surance his brother had given him before they parted, that he would really lay by a large sum for the regular insurance of his life.

"My dear John," said the doctor's wife, "when does the new carriage come home? I thought we were to have had it this week. The old chariot looked so dull to-day, just as you were going out, when Dr. Fitzlane's new chocolate-colour pa.s.sed; certainly that chocolate-coloured carriage picked out with blue and those blue liveries are very, very pretty."

"Well, Lucy, I think them too gay--the liveries I mean--for an M.D.; quieter colours do best; and as to the new carriage, I had not absolutely ordered it. I don't see why I cannot go on with the jobs; and I almost think I shall do so, and appropriate the money I intended for _my own_ carriage to another purpose."

"What purpose?"

"Why, to effect an insurance on my life. There was a great deal of truth in what Charles said the other day, although he said it coa.r.s.ely, which is not usual with him; but he felt the subject, and I feel it also; so I think of, as I said, going quietly on with the jobs--at all events till next year--and devoting this money to the insurance."

It is difficult to believe how any woman, situated as Mrs. Adams was, could have objected to a plan so evidently for her advantage and the advantage of her family; but she was one of those who never like to think of the possibility of a reverse of fortune--who thrust care off as long as they can, and who feel more pleasure in being lavish as to the present than in saving for the future.

"I am sure," she answered, in the half-petted half-peevish tone that evinces a weak mind--"I am sure if any thing was to happen to you, I would break my heart at once, and my family, of course, would provide for the children. I could not bear the idea of reaping any advantage by your death; and really the jobs are so very inferior to what they used to be--and Dr. Leeswor, next door but one, has purchased such a handsome chariot--you have at least twice his practice; and--Why, dear John, you never were in such health; there will be no necessity for this painful insurance. And after you have set up your _own_ carriage, you can begin and lay by, and in a few years there will be plenty for the children; and I shall not have the galling feeling that any living thing would profit by your death. Dear John, pray do not think of this painful insurance; it may do very well for a man like your brother--a man with out refinement; but just fancy the mental torture of such a provision."

Much more Mrs. Adams talked; and the doctor, who loved display, and had no desire to see Dr. Leeswor, his particular rival, or even Dr. Fitzlane, better appointed than himself, felt strongly inclined towards the new carriage, and thought it would certainly be pleasanter to save than to insure, and resolved to begin immediately _after_ the purchase of his new equipage.

When persons are very prosperous, a few ten or twenty pounds do not much signify, but the principle of careless expenditure is hard to curb.

Various things occurred to put off the doctor's plan of laying by.

Mrs. Adams had an illness, that rendered a residence abroad necessary for a winter or two. The eldest boy must go to Eton. As their mamma was not at home, the little girls were sent to school. Bad as Mrs.

Adams's management was, it was better than no management at all. If the doctor had given up his entertainments, his "friends" would have said he was going down in the world, and his patients would have imagined him less skilful; besides, notwithstanding his increased expenditure, he found he had ample means, not to lay by, but to spend on without debt or difficulty. Sometimes his promise to his brother would cross his mind, but it was soon dispelled by what he had led himself to believe was the impossibility of attending to it then. When Mrs. Adams returned, she complained that the children were too much for her nerves and strength, and her husband's tenderness induced him to yield his favourite plan of bringing up his girls under his own roof. In process of time two little ones were added to the four, and still his means kept pace with his expenses; in short, for ten years he was a favourite with the cla.s.s of persons who render favouritism fortune. It is impossible, within the compa.s.s of a tale, to trace the minutiae of the brothers' history; the children of both were handsome, intelligent, and in the world's opinion, well educated; John's eldest daughter was one amongst a thousand for beauty of mind and person; hers was no glaring display of figure or information. She was gentle, tender, and affectionate; of a disposition sensitive and attuned to all those rare virtues in her sphere, which form at once the treasures of domestic life and the ornaments of society. She it was who soothed the nervous irritability of her mother's sick chamber and perpetual peevishness, and graced her father's drawing-room by a presence that was attractive to both old and young, from its sweetness and unpretending modesty; her two younger sisters called forth all her tenderness, from the extreme delicacy of their health; but her brothers were even greater objects of solicitude--handsome spirited lads--the eldest waiting for a situation, promised, but not given; the second also waiting for a cadetship; while the youngest was still at Eton. These three young men thought it inc.u.mbent on them to evince their belief in their father's prosperity by their expenditure, and accordingly they spent much more than the sons of a professional man ought to spend under any circ.u.mstances. Of all waitings, the waiting upon patronage is the most tedious and the most enervating to the waiter. Dr. Adams felt it in all its bitterness when his sons' bills came to be paid; but he consoled himself, also, for his dilatoriness with regard to a provision for his daughters--it was impossible to lay by while his children were being educated; but the moment his eldest sons got the appointments they were promised, he would certainly save, or insure, or do something.

People who only _talk_ about doing "something," generally end by doing "nothing." Another year pa.s.sed; Mrs. Adams was still an invalid, the younger girls more delicate than ever, the boys waiting, as before, their promised appointments, and more extravagant than ever; and Miss Adams had made a conquest which even her father thought worthy of her.

The gentleman who had become really attached to this beautiful girl was of a high family, who were sufficiently charmed with the object of his affections to give their full sanction, as far as person and position were concerned; but the prudent father of the would-be bridegroom thought it right to take an early opportunity of waiting upon the doctor, stating his son's prospects, and frankly asking what sum Dr. Adams proposed settling on his daughter. Great, indeed, was his astonishment at the reply--"He should not be able to give his daughter anything _immediately_, but at his death." The doctor, for the first time for many years, felt the bitterness of his _false position_. He hesitated, degraded by the knowledge that he must sink in the opinion of the man of the world by whom he was addressed; he was irritated at his want of available funds being known; and though well aware that the affections of his darling child were bound up in the son of the very gentlemanly but most prudent person who sat before him, he was so high and so irritable in his bearing, that the fathers parted, not in anger, but in any thing but good feeling.

Sir Augustus Barry was not slow to set before his son the disadvantages of a union where the extravagant habits of Miss Adams had no more stable support than her father's life; he argued that a want of forethought in the parents would be likely to produce a want of forethought in the children; and knowing well what could be done with such means as Dr. Adams had had at his command for years, he was not inclined to put a kind construction upon so total a want of the very quality which he considered the best a man could possess; after some delay, and much consideration of the matter, he told his son that he really could not consent to his marriage with a penniless bride.

And Dr. Adams, finding that the old gentleman, with a total want of that delicacy which moneyed men do not frequently possess, had spoken of what he termed too truly and too strongly his "heartless" want of forethought, and characterised as a selfishness the indulgence of a love for display and extravagance, when children were to be placed in the world and portioned--insulted the son for the fault of the father, and forbade his daughter to receive him.

Mary Adams endeavoured to bear this as meekly as she had borne the flattery and the tenderness which had been lavished on her since her birth. The bitter, bitter knowledge that she was considered by her lover's family as a girl who, with the chance of being penniless, lived like a princess, was inconceivably galling; and though she had dismissed her lover, and knew that her father had insulted him, still she wondered how he could so soon forget her, and never write even a line of farewell. From her mother she did not expect sympathy; she was too tender and too proud to seek it; and her father, more occupied than ever, was seldom in his own house. Her uncle, who had not been in town for some years, at last arrived, and was not less struck by the extreme grace and beauty of his niece, than by the deep melancholy which saddened her voice and weighed down her spirits. He was evidently anxious to mention something which made him joyous and happy; and when the doctor entered the library with him, he said, "And may not Mary come in also?" Mary did come in; and her gentle presence subdued her uncle's spirits. "I had meant to tell the intended change in my family only to you, brother John; but it has occurred to me we were all wrong about my niece; they said at home, 'Do not invite my cousin, she is too fine, too gay to come to a country wedding; she would not like it;' but I think, surrounded as she is by luxuries, that the fresh air of Repton, the fresh flowers, fresh fields, and fresh smiles of her cousins would do my niece good, great good, and we shall be quite gay in our own homely way--the gaiety that upsprings from hearts grateful to the Almighty for his goodness. The fact is, that in about three weeks _my_ Mary is to be married to our rector's eldest son! In three weeks. As he is only his father's curate, they could not have afforded to marry for five or six years, if I had not been able to tell down a handsome sum for Mary's fortune; it was a proud thing to be able to make a good child happy by care in time.

'Care in time,' that's my stronghold! How glad we were to look back and think, that while we educated them properly, we denied ourselves to perform our duty to the children G.o.d had given to our care. We have not been as _gay_ as our neighbours, whose means were less than ours; we could not be so, seeing we had to provide for five children; but our pleasure has been to elevate and render those children happy and prosperous. Mary will be so happy, dear child--so happy! Only think, John, she will be six years the sooner happy from our _care in time_!"

This was more than his niece could bear. The good father was so full of his daughter's happiness, and the doctor so overwhelmed with self-reproach--never felt so bitterly as at that moment--that neither perceived the death-like paleness that overspread the less fortunate Mary's face. She got up to leave the room, staggered, and fell at her father's feet.

"We have murdered her between us," muttered Dr. Adams, while he raised her up; "murdered her; but _I_ struck the first blow. G.o.d forgive me!

G.o.d forgive me!"

That night the brothers spent in deep and earnest converse. The certainty of his own prosperity, the self-gratulation that follows a just and careful discharge of duties imposed alike by reason and religion, had not raised Charles above his brother in his own esteem.

Pained beyond description at the suffering he had so unconsciously inflicted on his niece--horror-struck at the fact, that thousands upon thousands had been lavished, yet nothing done for hereafter, the hereafter that _must_ come, he urged upon John the danger of delay, the uncertainty of life. Circ.u.mstances increased his influence. Dr.

Adams had been made painfully aware that gilding was not gold. The beauty, position, and talents of his beloved child, although fully acknowledged, had failed to establish her in life. "Look, Charles," he said, after imparting all to his brother, absolutely weeping over the state of uncomplaining but deep sorrow to which his child was reduced, "if I could command the necessary sum, I would to-morrow insure my life for a sum that would place them beyond the possible reach of necessity of any kind."

"Do not wait for that," was the generous reply of Charles Adams; "I have some unemployed hundreds at this moment. Come with me to-morrow; do not delay a day, no, nor an hour; and take my word for it you will have reason to bless your resolve. Only imagine what would be the case if G.o.d called you to give an account of your stewardship." But he checked himself; he saw that more was not necessary; and the brothers separated for a few hours, both anxious for the morning. It was impossible to say which of the two hurried over breakfast with the greatest rapidity. The carriage was at the door; and Dr. Adams left word with his butler that he was gone into the city on urgent business, and would be back in two hours.

"I don't think," exclaimed Charles, rubbing his hands gleefully, "I don't think, that if my dear niece were happy, I should ever have been so happy in all my life as I am at this moment."

"I feel already," replied John, "as if a great weight were removed from my heart; and were it not for the debt which I have contracted to you--Ah, Charles, I little dreamt, when I looked down from the hill over Repton, and thought my store inexhaustible, that I should be obliged to you thus late in life. And yet I protest I hardly know where I could have drawn in; one expense grows so out of another.

These boys have been so very extravagant; but I shall soon have the two eldest off; they cannot keep them much longer waiting."

"Work is better than waiting; but let the lads fight their way; they have had, I suppose, a good education; they ought to have had professions. There is something to me awfully lazy in your 'appointments;' a young man of spirit will appoint himself; but it is the females of a family, brought up, as yours have been, who are to be considered. Women's position in society is changed from what it was some years ago; it was expected that they must marry; and so they were left, before their marriage, dependent upon fathers and brothers, as creatures that could do nothing for themselves. Now, poor things, I really don't know why, but girls do not marry off as they used.

They become old, and frequently--owing to the expectation of their settling--without the provision necessary for a comfortable old age.

This is the parent of those despicable tricks and arts which women resort to to get married, as they have no acknowledged position independent of matrimony. Something ought to be done to prevent this.

And when the country steadies a little from the great revolution of past years, I suppose something may be thought of by improved teaching--and systems to enable women to a.s.sist themselves, and be recompensed for the a.s.sistance they yield others. Now, imagine your dear girls, those younger ones particularly, deprived of you"--

"Here is the patient upon whom I must call, _en route_" interrupted the doctor.

The carriage drew up.

"I wish," said Charles, "you had called here on your return. I wanted the insurance to have been your first business to-day."

"I shall not be five minutes," was the reply. The servant let down the step, and the doctor bounded up towards the open door. In his progress, he trod upon a bit, a mere shred, of orange-peel; it was the mischief of a moment; he slipped, and his temple struck against the sharp column of an iron-sc.r.a.per. Within one hour, Dr. John Adams had ceased to exist. What the mental and bodily agony of that one hour was, you can better understand than I can describe. He was fully conscious that he was dying--and he knew all the misery that was to follow.

CHAPTER IV.

"Mary my dear niece," said Charles Adams, as he seated himself by her side; "my dear, dear niece, can you fix your thoughts, and give me your attention for half an hour, now that all is over, and the demands of the world press upon us. I want to speak about the future. Your mother bursts into such fits of despair that I can do nothing with her; and your brother is so ungovernable--talks as if he could command the bank of England, and is so full of his mother's connexions and their influence, that I have left him to himself. Can you, my dear Mary, restrain your feelings, and give me your attention?"

Mary Adams looked firmly in her uncle's face, and said, "I will try.

I have been thinking and planning all the morning, but I do not know how to begin being useful. If I once began, I could go on. The sooner we are out of this huge expensive house the better; if I could get my mother to go with the little girls to the sea-side. Take her away altogether from this home--take her"--