"I can't believe I was so crude," the Howadji returned, with a fine annoyance. "That is the conclusion you have characteristically jumped to without looking before you leap. I was going to approach the fact much more delicately, and I don't know but what by your haste you have shattered my ideal of the conditions. But I'll own that the great stumbling-block to my belief that the means of living in New York are cheaper than in the European capitals is that the house rents here are so incomparably higher than they are there. But I must distinguish and say that I mean flat-rents, for, oddly enough, flats are much dearer than houses. You can get a very pretty little house, in a fair quarter, with plenty of light and a good deal of sun, for two-thirds and sometimes one-half what you must pay for a flat with the same number of rooms, mostly dark or dim, and almost never sunny. Of course, a house is more expensive and more difficult to 'run,' but even with the cost of the greater service and of the furnace heat the rent does not reach that of a far less wholesome and commodious flat. There is one thing to be said in favor of a flat, however, and that is the women are in favor of it. The feminine instinct is averse to stairs; the s.e.x likes to be safely housed against burglars, and when it must be left alone, it desires the security of neighbors, however strange the neighbors may be; it likes the authority of a janitor, the society of an elevator-boy. It hates a lower door, an area, an ash-barrel, and a back yard. But if it were willing to confront all these inconveniences, it is intimately, it is osseously, convinced that a house is not cheaper than a flat. As a matter of fact, neither a house nor a flat is cheap enough in New York to bear me out in my theory that New York is no more expensive than those Old World cities. To aid efficiently in my support I must invoke the prices of provisions, which I find, by inquiry at several markets on the better avenues, have reverted to the genial level of the earlier nineteen-hundreds, before the cattle combined with the trusts to send them up. I won't prosily rehea.r.s.e the quotations of beef, mutton, pork, poultry, and fish; they can be had at any dealer's on demand; and they will be found less, on the whole, than in London, less than in Paris, less even than in Rome. They are greater no doubt than the prices in our large Western cities, but they are twenty per cent. less than the prices in Boston, and in the New England towns which hang upon Boston's favor for their marketing. I do not know how or why it is that while we wicked New-Yorkers pay twenty-five cents for our beefsteak, these righteous Bostonians should have to pay thirty, for the same cut and quality. Here I give twenty-eight a pound for my Java coffee; in the summer I live near an otherwise delightful New Hampshire town where I must give thirty-eight. It is strange that the siftings of three kingdoms, as the Rev. Mr. Higginson called his fellow-Puritans, should have come in their great-grandchildren to a harder fate in this than the bran and shorts and middlings of such harvestings as the fields of Ireland and Italy, of Holland and Hungary, of Poland and Transylvania and Muscovy afford.

Perhaps it is because those siftings have run to such a low percentage of the whole New England population that they must suffer, along with the refuse of the mills--the Mills of the G.o.ds--abounding in our city and its dependencies.

"I don't know how much our housekeepers note the fall of the prices in their monthly bills, but in browsing about for my meals, as I rather like to do, I distinctly see it in the restaurant rates. I don't mean the restaurants to which the rich or reckless resort, but those modester places which consult the means of the careful middle cla.s.s to which I belong. As you know, I live ostensibly at the Hotel Universe. I have a room there, and that is my address----"

"We know," we derisively murmured. "So few of our visitors can afford it."

"I can't afford it myself," our friend said. "But I save a little by breakfasting there, and lunching and dining elsewhere. Or, I did till the eggs got so bad that I had to go out for my breakfast, too. Now I get perfect eggs, of the day before, for half the price that the extortionate hens laying for the Universe exact for their last week's product. At a very good Broadway hotel, which simple strangers from Europe think first cla.s.s, I get a 'combination' breakfast of fresh eggs, fresh b.u.t.ter, and fresh rolls, with a pot of blameless Souchong or Ceylon tea, for thirty cents; if I plunge to the extent of a baked apple, I pay thirty-five. Do you remember what you last paid in Paris or Rome for coffee, rolls, and b.u.t.ter?"

"A franc fifty," we remembered.

"And in London for the same with eggs you paid one and six, didn't you?"

"Very likely," we a.s.sented.

"Well, then, you begin to see. There are several good restaurants quite near that good hotel where I get the same combination breakfast for the same price; and if I go to one of those shining halls which you find in a score of places, up and down Broadway and the side streets, I get it for twenty-five cents. But though those shining halls glare at you with roofs and walls of stainless tile and gla.s.s, and tables of polished marble, their bill of fare is so inflexibly adjusted to the general demand that I cannot get Souchong or Ceylon tea for any money; I can only get Oolong; otherwise I must take a cup of their excellent coffee.

If I wander from my wonted breakfast, I can get almost anything in the old American range of dishes for five or ten cents a portion, and the quality and quant.i.ty are both all I can ask. As I have learned upon inquiry, the great basal virtues of these places are good eggs and good b.u.t.ter: I like to cut from the thick slice of b.u.t.ter under the perfect cube of ice, better than to have my b.u.t.ter pawed into b.a.l.l.s or cut into shavings, as they serve your b.u.t.ter in Europe. But I prefer having a small table to myself, with my hat and overcoat vis-a-vis on the chair opposite, as I have it at that good hotel. In those shining halls I am elbowed by three others at my polished marble table; but if there were more room I should never object to the company. It is the good, kind, cleanly, comely American average, which is the best company in the world, with a more than occasional fine head, and faces delicately sculptured by thought and study. I address myself fearlessly to the old and young of my own s.e.x, without ever a snub such as I might get from the self-respectful maids or matrons who resort to the shining halls, severally or collectively, if I ventured upon the same freedom with them. I must say that my commensals lunch or dine as wisely as I do for the most part, but sometimes I have had to make my tacit criticisms; and I am glad that I forbore one night with a friendly young man at my elbow, who had just got his order of b.u.t.ter-cakes--"

"b.u.t.ter-cakes?" we queried.

"That is what they call a rich, round, tumid product of the griddle, which they serve very hot, and open to close again upon a large lump of b.u.t.ter. For two of those cakes and his coffee my unknown friend paid fifteen cents, and made a supper, after which I should not have needed to break my fast the next morning. But he fearlessly consumed it, and while he ate he confided that he was of a minor clerical employ in one of the great hotels near by, and when I praised our shining hall and its guests he laughed and said he came regularly, and he always saw people there who were registered at his hotel: they found it good and they found it cheap. I suppose you know that New York abounds in tables d'hote of a cheapness unapproached in the European capitals?"

We said we had heard so; at the same time we tried to look as if we always dined somewhere in society, but Heaven knows whether we succeeded.

"The combination breakfast is a form of table d'hote; and at a very attractive restaurant in a good place I have seen such a breakfast--fruit, cereal, eggs, rolls, and coffee--offered for fifteen cents. I have never tried it, not because I had not the courage, but because I thought thirty cents cheap enough; those who do not I should still hold worthy of esteem if they ate the fifteen-cent breakfast. I have also seen placarded a 'business men's lunch' for fifteen cents, which also I have not tried; I am not a business man. I make bold to say, however, that I often go for my lunch or my dinner to a certain Italian place on a good avenue, which I will not locate more definitely lest you should think me a partner of the enterprise, for fifty and sixty cents, '_vino compreso_.' The material is excellent, and the treatment is artistic; the company of a simple and self-respectful domesticity which I think it an honor to be part of: fathers and mothers of families, aunts, cousins, uncles, grandparents. I do not deny a Merry Widow hat here and there, but the face under it, though often fair and young, is not a Merry Widow face. Those people all look as kind and harmless as the circle which I used to frequent farther down-town at a fifty-cent French table d'hote, but with a _bouillabaisse_ added which I should not, but for my actual experiences, have expected to buy for any money. But there are plenty of Italian and French tables d'hote for the same price all over town. If you venture outside of the Latin race, you pay dearer and you fare worse, unless you go to those shining halls which I have been praising. If you go to a German place, you get grosser dishes and uncouth manners for more money; I do not know why that amiable race should be so dear and rude in its feeding-places, but that is my experience."

"You wander, you wander!" we exclaimed. "Why should we care for your impressions of German cooking and waiting, unless they go to prove or disprove that living in New York is cheaper than in the European capitals?"

"Perhaps I was going to say that even those Germans are not so dear as they are in the fatherland, though rude. They do not tend much if at all to tables d'hote, but the Italians and the French who do, serve you a better meal for a lower price than you would get in Paris, or Rome, or Naples. There the prevalent ideal is five francs, with neither wine nor coffee included. I'll allow that the cheap table d'hote is mainly the affair of single men and women, and does not merit the consideration I've given it. If it helps a young couple to do with one maid, or with none, instead of two, it makes for cheapness of living. Service is costly and it is greedy, and except in large households its diet is the same as the family's, so that anything which reduces it is a great saving. But the table d'hote which is cheap for one or two is not cheap for more, and it is not available if there are children. Housing and raw-provisioning and serving are the main questions, and in Europe the first and last are apparently much less expensive. Marketing is undoubtedly cheaper with us, and if you count in what you get with the newness, the wholesomeness, and handiness of an American flat, the rent is not so much greater than that of a European flat, with its elementary bareness. You could not, here, unless you descended from the apartment to the tenement, hire any quarter where you would not be supplied with hot and cold water, with steam heating, with a bath-room, and all the rest of it."

"But," we said, "you are showing that we are more comfortably housed than the Europeans, when you should be treating the fact of relative cheapness."

"I was coming to that even in the matter of housing--"

"It is too late to come to it in this paper. You have now talked three thousand words, and that is the limit. You must be silent for at least another month."

"But if I have something important to say at this juncture? If I may not care to recur to the subject a month hence? If I may have returned to Europe by that time?"

"Then you can the better verify your statistics. But the rule in this place is inflexible. Three thousand words, neither more nor less. The wisdom of Solomon would be blue-pencilled if it ran to more."

XI

WAYS AND MEANS OF LIVING IN NEW YORK

The Howadji, or the Hajii, us people called his sort in the days of _Home as Found_, was prompt to the hour when his month's absence was up, and he began without a moment's delay: "But of course the lion in the way of my thesis that New York is comparatively cheap is the rent, the rent of flats or houses in the parts of the town where people of gentle tastes and feelings are willing to live. Provisions are cheap; furnishings of all kinds are cheap; service, especially when you mainly or wholly dispense with it, is cheap, for one maid here will do the work of two abroad, and if the mistress of the house does her own work she can make the modern appliances her handmaids at no cost whatever. It is ridiculous, in fact, leaving all those beautiful and ingenious helps in housework to the hirelings who work only twice as hard with them for more wages than the hirelings of countries where they don't exist."

"Don't be so breathless," we interposed. "You will only be allowed to talk three thousand words, whether you talk fast or slow, and you might as well take your ease."

"That is true," the Howadji reflected. "But I am full of my subject, and I have the feeling that I am getting more out, even if I can't get more in, by talking fast. The rent question itself," he hurried on, "has been satisfactorily solved of late in the new invention of co-operative housing which you may have heard of."

We owned that we had, with the light indifference of one whom matters of more money or less did not concern, and our friend went on.

"The plan was invented, you know, by a group of artists who imagined putting up a large composite dwelling in a street where the cost of land was not absolutely throat-cutting, and finishing it with tasteful plainness in painted pine and the like, but equipping it with every modern convenience in the interest of easier housekeeping. The characteristic and imperative fact of each apartment was a vast and lofty studio whose height was elsewhere divided into two floors, and so gave abundant living-rooms in little s.p.a.ce. The proprietorial group may have been ten, say, but the number of apartments was twice as many, and the basic hope was to let the ten other apartments for rents which would carry the expense of the whole, and house the owners at little or no cost. The curious fact is that this apparently too simple-hearted plan worked. The Philistines, as the outsiders may be called, liked being near the self-chosen people; they liked the large life-giving studio which imparted light and air to the two floors of its rearward division, and they eagerly paid the sustaining rents. The fortunate experience of one aesthetic group moved others to like enterprises; and now there are eight or ten of these co-operative studio apartment-houses in different parts of the town."

"With the same fortunate experience for the owners?" we queried, with suppressed sarcasm.

"Not exactly," our friend a.s.sented to our intention. "The successive groups have constantly sought more central, more desirable, more fashionable situations. They have built not better than they knew, for that could not be, but costlier, and they have finished in hard woods, with marble halls and marbleized hall-boys, and the first expense has been much greater; but actual disaster has not yet followed; perhaps it is too soon; we must not be impatient; but what has already happened is what happens with other beautiful things that the aesthetic invent. It has happened notoriously with all the most lovable and livable summer places which the artists and authors find out and settle themselves cheaply and tastefully in. The Philistines, a people wholly without invention, a cuckoo tribe incapable of self-nesting, stumble upon those joyous homes by chance, or by mistaken invitation. They submit meekly enough at first to be sub-neighbors ruled in all things by the genius of the place; but once in, they begin to lay their golden eggs in some humble cottage, and then they hatch out broods of palatial villas equipped with men and maid servants, horses, carriages, motors, yachts; and if the original settlers remain it is in a helpless inferiority, a broken spirit, and an overridden ideal. This tragical history is the same at Magnolia, and at York Harbor, and at Dublin, and at Bar Harbor; even at Newport itself; the co-operative housing of New York is making a like history. It is true that the Philistines do not come in and dispossess the autochthonic groups; these will not sell to them; but they have imagined doing on a sophisticated and expensive scale what the aesthetics have done simply and cheaply. They are buying the pleasanter sites, and are building co-operatively; though they have already eliminated the studio and the central principle, and they build for the sole occupancy of the owners. But the cost of their housing then is such that it puts them out of the range of our inquiry as their riches has already put them beyond the range of our sympathy. It still remains for any impecunious group to buy the cheaper lots, and build simpler houses on the old studio principle, with rents enough to pay the cost of operation, and leave the owners merely the interest and taxes, with the eventual payment of these also by the tenants. Some of the studio apartments are equipped with restaurants, and the dwellers need only do such light housekeeping as ladies may attempt without disgrace, or too much fatigue."

"Or distraction from their duties to society," we suggested.

"It depends upon what you mean by society; it's a very general and inexact term. If you mean formal dinners, dances, parties, receptions, and all that, the lightest housekeeping would distract from the duties to it; but if you mean congenial friends willing to come in for tea in the afternoon, or to a simple lunch, or not impossibly a dinner, light housekeeping is not incompatible with a conscientious recognition of society's claims. I think of two ladies, sisters, one younger and one older than the other, who keep house not lightly, but in its full weight of all the meals, for their father and brother, and yet are most gracefully and most acceptably in the sort of society which Jane Austen says is, if not good, the best: the society of gifted, cultivated, travelled, experienced, high-principled people, capable of respecting themselves and respecting their qualities wherever they find them in others. These ladies do not pretend to 'entertain,' but their table is such that they are never afraid to ask a friend to it. In a moment, if there is not enough or not good enough, one of them conjures something attractive out of the kitchen, and you sit down to a banquet. The sisters are both of that gentle cla.s.s of semi-invalids whose presence in our civilization enables us to support the rudeness of the general health. They employ aesthetically the beautiful alleviations with which science has rescued domestic drudgery from so much of the primal curse; it is a pleasure to see them work; it is made so graceful, so charming, that you can hardly forbear taking hold yourself."

"But you do forbear," we interposed; "and do you imagine that their example is going to prevail with the great average of impecunious American housewives, or sisters, or daughters?"

"No, they will continue to 'keep a girl' whom they will enslave to the performance of duties which they would be so much better for doing themselves, both in body and mind, for that doing would develop in them the hospitable soul of those two dear ladies. They will be in terror of the casual guest, knowing well that they cannot set before him things fit to eat. They have no genius for housekeeping, which is one with home-making: they do not love it, and those ladies do love it in every detail, so that their simple flat shines throughout with a l.u.s.tre which pervades the kitchen and the parlor and the chamber alike. It is the one-girl household, or the two-girl, which makes living costly because it makes living wasteful; it is not the luxurious establishments of the rich which are to blame for our banishment to the mythical cheapness of Europe."

We were not convinced by the eloquence which had overheated our friend, and we objected: "But those ladies you speak of give their whole lives to housekeeping, and ought cheapness to be achieved at such an expense?"

"In the first place, they don't; and, if they do, what do the one-girl or the two-girl housekeepers give their lives to? or, for the matter of that, the ten or twenty girl housekeepers? The ladies of whom I speak have always read the latest book worth reading; they have seen the picture which people worth while are talking of; they know through that best society which likes a cup of their tea all the aesthetic gossip of the day; they are part of the intellectual movement, that part which neither the arts nor the letters can afford to ignore; they help to make up the polite public whose opinions are the court of final appeal."

"They strike us," we said, stubbornly, "as rather romantic."

"Ah, there you are! Well, they _are_ romantic--romantic like a gentle poem, like an idyllic tale; but I deny that they are romanticistic.

Their whole lives deal with realities, the every-other-day as well as the every-day realities. But the lives of those others who make all life costly by refusing their share of its work dwell in a web of threadbare fictions which never had any color of truth in this country. They are trying to imitate poor imitations, to copy those vulgar copies of the European ideal which form the society-page's contribution to the history of our contemporary civilization."

We were so far moved as to say, "We think we see what you mean," and our friend went on.

"Speaking of civilization, do you know what a genial change the tea-room is working in our morals and manners? There are many interesting phases of its progress among us, and not the least interesting of these is its being so largely the enterprise of ladies who must not only save money, but must earn money, in order to live, not cheaply, but at all. Their fearlessness in going to work has often the charm of a patrician past, for many of them are Southern women who have come to New York to repair their broken fortunes. The tea-room has offered itself as a graceful means to this end, and they have accepted its conditions, which are mainly the more delicate kinds of cookery, with those personal and racial touches in which Southern women are so expert. But there are tea-rooms managed by Western women, if I may judge from the accents involuntarily overheard in their talk at the telephone. The tea of the tea-room means lunch, too, and in some places breakfast and dinner, or rather supper, on much the plan of the several Women's Exchanges; but these are mostly of New England inspiration and operation, and their cooking has a Northern quality. They, as well as the tea-rooms, leave something to be desired in cheapness, though they might be dearer; in some you get tea for fifteen cents, in others a no better brew for twenty-five. But they are all charmingly peaceful, and when at the noon hour they overflow with conversation, still there is a prevailing sense of quiet, finely qualified by the feminine invention and influence. Mere men are allowed to frequent these places, not only under the protection of women, but also quite unchaperoned, and when one sees them gently sipping their Souchong or Oolong, and respectfully munching their toasted m.u.f.fins or their chicken-pie, one remembers with tender grat.i.tude how recently they would have stood crooking their elbows at deleterious bars, and visiting the bowls of cheese and shredded fish and crackers to which their drink freed them, while it enslaved them to the witchery of those lurid ladies contributed by art to the evil attractions of such places: you see nowhere else ladies depicted with so little on, except in the Paris salon. The New York tea-rooms are not yet nearly so frequent as in London, but I think they are on the average cosier, and on the whole I cannot say that they are dearer. They really cheapen the midday meal to many who would otherwise make it at hotels and restaurants, and, so far as they contribute to the spread of the afternoon-tea habit, they actually lessen the cost of living: many guests can now be fobbed off with tea who must once have been asked to lunch."

"But," we suggested, "isn't that cheapness at the cost of shabbiness, which no one can really afford?"

"No, I don't think so. Whatever lightens hospitality of its c.u.mbrousness makes for civilization, which is really more compatible with a refined frugality than with an unbridled luxury. If every a-la-carte restaurant, in the hotels and out of them, could be replaced by tea-rooms, and for the elaborate lunches and dinners of private life the informality and simplicity of the afternoon tea were subst.i.tuted, we should all be healthier, wealthier, and wiser; and I should not be obliged to protract this contention for the superior cheapness of New York."

"But, wait!" we said. "There is something just occurs to us. If you proved New York the cheapest great city in the world, wouldn't it tend to increase our population even beyond the present figure, which you once found so deplorable?"

"No, I imagine not. Or, rather, it would add to our population only those who desire to save instead of those who desire to waste. We should increase through the new-comers in virtuous economy, and not as now in spendthrift vainglory. In the end the effect would be the same for civilization as if we shrank to the size of Boston."

"You will have to explain a little, Howadji," we said, "if you expect us to understand your very interesting position."

"Why, you know," he answered, with easy superiority, "that now our great influx is of opulent strangers who have made a good deal of money, and of dest.i.tute strangers willing to help them live on it. The last we needn't take account of; they are common to all cities in all ages; but the first are as new as any phenomenon can be in a world of such tiresome tautologies as ours. They come up from our industrial provinces, eager to squander their wealth in the commercial metropolis; they throw down their purses as the heroes of old threw down their gantlets for a gage of battle, and they challenge the local champions of extortion to take them up. It is said that they do not want a seasonable or a beautiful thing; they want a costly thing. If, for instance, they are offered a house or an apartment at a rental of ten or fifteen thousand, they will not have it; they require a rental of fifteen or twenty thousand, so that it may be known, 'back home,' that they are spending that much for rent in New York, and the provincial imagination taxed to proportion the cost of their living otherwise to such a sum.

You may say that it is rather splendid, but you cannot deny that it is also stupid."

"Stupid, no; but barbaric, yes," we formulated the case. "It is splendid, as barbaric pearls and gold are splendid."

"But you must allow that nothing could be more mischievous. When next we go with our modest incomes against these landlords, they suppose that we too want rentals of fifteen thousand, whereas we would easily be satisfied with one of fifteen hundred or a thousand. The poor fellows'