Zhang Zhang carefully observed Bai Wutong's expression, and talked about the advantages of implementing paper currency circulation, "If you exchange copper plates and broken silver for paper currency, and travel and trade, your pocket will not be so heavy. Working hard, it is also convenient for the big guy to exchange money in private, and the banking business can also greatly improve the efficiency.

Bai Wutong suddenly smiled, "I think this plan is feasible, but you also need to budget well. The amount of banknotes issued should not lead to market inflation. If there is inevitable inflation in the market, you need to respond quickly enough to make timely At the same time, it is necessary to ensure that counterfeit currency does not appear, increase the use of paper money by the people, and regulate the exchange rate of gold and silver prices against currency.

Zhang Zhang, as the president of the bank, has a great understanding of inflation and market economy.

Bai Wutong came up with plans and requirements in an instant, which still surprised him.

The knowledge of the Empress is also very impressive.

Zhang Zhang hurriedly said, "This minister leads the order."

Zhang Zhang is only the president of the bank. The issuance of banknotes requires multi-departmental negotiation to formulate the amount of banknotes, issuance styles, and other complicated work.

By the time the banknote plan was implemented and the banknote machinery was running, it was already three months later.

The people were confused when they heard that the copper plates and scraps of silver were to be recycled. Until the government announced that the banknotes of different denominations were used throughout the country, they still felt a little incredible.

This is a very important thing, the issuance of currency means a change in the way of transactions.

Businessmen big and small were very concerned, and they ran to the bank to ask: "If the copper, silver, and gold on hand are not exchanged, will it be useless in the future, and can't be used to buy real estate in Xiaoyao City?"

This question is the most urgent for everyone at the moment.

Li Nian held the manual in his hand and explained to everyone in detail: "The purpose of issuing banknotes is to make everyone's life more convenient. After a three-month exchange period, copper plates and broken silver can no longer be circulated and used, except for gold. After a three-month exchange period, it can be exchanged for banknotes in the future, and gold will become the only hard currency."

"If you don't want to exchange it for paper money, you can also exchange it for gold. However, gold is very valuable and inconvenient to use. It is recommended that everyone still exchange it for paper money and deposit it in the bank to increase the interest rate."

When the big guy heard this, he asked again, "Then if you convert it into gold, can't the interest increase on gold?"

Li Nian also explained: "As I said just now, gold will become a hard currency that can be converted into banknotes. It will adjust the exchange ratio due to changes in the market, which means that the value of gold itself will rise or fall. risk, there is uncertainty, banks can help store gold, but will not give interest.

The common people listened to the clouds and fog, and they understood the last sentence and exchanged it for gold, but there was no interest in depositing it in the bank.

It's better not to convert it into gold, since paper money can be used anyway.

But smart businessmen have bright eyes and can buy a lot of gold, relying on fluctuating prices to generate income.

Just like treating gold as real estate, sell it when it goes up, make a profit, and buy it when it goes down.

Constantly sell high and buy low, you can get high returns.

It's the best deal in the world.

After Meng Gui learned that the paper money was issued and the copper plates and silver had to be recovered, he quickly searched his home and gathered up a lot of copper plates and silver. He was afraid that there would be too many bankers. Once the March deadline passed, the silver would not be silver. .

Knowing that the exchange into gold would be deposited in a bank for hundreds of years without interest, Meng Gui hesitated for a while, fearing that in the future, if he were to be attacked by the country, the state would issue a policy that paper money could not be exchanged for gold.

He divided all his belongings into two, half of which was used to exchange for gold, and the other half was used to save interest in the bank.

Even the interest on half of his income was more than enough to pay off his apartment loan.

When he saves enough money in a few days, and the stall is completely stabilized, he will buy another villa.

He took out the change that he probably needed tomorrow and put it in his pocket, light and a little dazed.

Who would have thought that he would also use the banknotes directly one day.

Oh no, everyone has a day when they can directly use the banknotes.

A Tian Ya from Qinghe Vocational and Technical College saw the issuance of banknotes, and resolutely threw away the previous purse, designed a purse to hold the banknotes, and asked a female worker to help sew it at the price of five cents a piece. At the entrance of the bank, business was resolutely booming, and he made several taels of silver at once.

Tasting the sweetness, she designed several different and novel wallets, long, short, zipper, button, and directly found a clothing factory and ordered a batch of goods. Everyone wants to take good care of brand new banknotes. After all, this thing is not like copper plates and broken silver. It can be licked with teeth, and it will be lost after a little rubbing.

Tian Ya not only set up a stall to sell wallets, but also sent them to stationery stores, women's supplies stores, clothing stores, and sold them at low prices to store owners, making money easily.

In a few days, she made money that she had never thought of in her life.

At the same time, seeing Tian Ya making money, other female workers at UU Kanshu www.uukanshu.com also began to make wallets and wallets in private, and there were also small family clothing workshops, which also imitated Tian Ya's wallet style and mass-produced.

Tian Ya had made money before, but she had already earned her first pot of gold, so she simply went the boutique route and planned to open a wallet shop for herself with the money she earned.

With cartoon images, leather, canvas, and shell decorations, Tian Ya gave full play to her professional standards and designed countless styles in one breath. While successfully opening up new fields, she also gained a firm foothold.

After the academy learned about it, she also gave her a speech as an outstanding student.

Attracted students to set off an entrepreneurial boom.

Meng Gui used half of his net worth to buy gold. After hearing that the price of gold would fall, he kept paying attention to the price of gold. He was afraid that if the price of gold fell, half of his net worth would be gone. He was always thinking about whether to sell the gold before it fell. Converted into banknotes and deposited in the bank with interest.

But soon, he was fortunate to spend half of his net worth to buy gold.

Rich people still feel that it is safe to exchange for gold.

After all, this is the common currency used by all the ancestral nations.

Therefore, more people buy gold, and the output of gold has not increased. Under the shortage of supply, the price of gold has risen.

If you throw it now, Meng Gui will earn a third!

This is much easier than making money by setting up a stall, and it is also much higher than the bank deposit interest.

He was so excited that he could not wait to exchange all his belongings for gold.

However, the government introduced policies to control the price of gold, and the price of gold gradually returned to stability. There were ups and downs, and the risk was still very high. Meng Gui thought that he had no ability to gamble, so he rested his mind and exchanged a lot of gold.

After the three-month transition period, the common people were completely accustomed to the benefits of paper money, and other areas of Xiaoyao Kingdom became popular again.

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