"Nongmen Escape: There is Space for the Doomsday Boss (!
Zhao Huai wanted to raise pearls, which immediately aroused everyone's discussion, "You haven't raised them before, what if you can't raise them?"
"That is, in case of death, you have to mortgage the house!"
Zhao Huai had dozens of taels of silver on hand. Even if the imperial court did not borrow money, he would still be able to take the risk, not to mention raising fish while raising pearl mussels.
He is not sure that the sea mussels can be raised well, and raising fish is not easy!
Following Bai Wutong, he has also gained a lot of vision, but there is nothing wrong with what Bai Wutong proposes.
What's more, the word pearl alone made him feel that he would definitely make money.
Zhao Huai smiled and said: "The empress said that if she can raise it, she will definitely succeed. You don't want to live a good life, I still want to live a good life!"
"The opportunity is right in front of you. If you miss it now, you will definitely regret it later!"
When Li Huai said this, the people who were hesitant at first were even more uncertain in their hearts.
His wife is pregnant again, Lin Lei is still in primary school, and in the future, he will go to middle school, university, new house, and all kinds of belongings.
Linhu Quarry works hard, but he doesn't earn as much as other technicians.
Lin Hu also wanted to create a good condition for his wife and son. Just as he was about to learn a technique and change jobs, he met Song Benhua to promote pearl farming.
If you want to become a pearl farmer, you have to invest at least 10 taels of silver, and you have to pay interest and sea contract fees every year. When the pearls are profitable, you will have to pay taxes.
The elder Lin family went to the southern border. In order to divide more houses, the elder Lin agreed to split the family.
Along the way, the Lin Clan had spent almost all the money, and the remaining money was given to the big house.
Lin Hu and the others didn't even get one or two silver coins.
Fortunately, the house was allocated by the court, and the couple worked hard. Occasionally, the son would come back to help the family with some things in the seaside wetlands, and he also saved almost five taels of silver.
As long as they contract a piece of the sea, the output of the sea belongs to them. Not only can they raise sea mussels and fish, but also various types of seafood, sea vegetables, etc. on the seashore. The monthly interest required by the court is not high, and the world falls The good news, Lin Hu and his wife said a few words, and his wife hurriedly urged: "Hurry up and sign up! Don't be too late!"
Lin Hu and the others finished calculating the pros and cons. Except for those who were too conservative, everyone rushed to sign up.
Song Benhua's booth was crowded, and he had to have people maintain order and make everyone line up.
When Lin Clan heard the wind and rushed over with his eldest son and second son, the registration line was already 100 meters long.
He was so anxious that he saw his third son in front of the team and wanted to jump in.
As a result, before he could get close, he was sent aside by the patrolmen responsible for maintaining order.
The old Lin Clan stomped his feet and shouted to Lin Hu, "Help your eldest brother and second brother sign up too!"
There was dissatisfaction from everyone around, and the patrolman directly said to him: "One person can only sign up for one household."
The second son, the eldest son of the Lin clan elder, was in a hurry, "We are all in the same family, can't we raise them together?"
The questions they asked were also questions that other people present were afraid of risks and wanted to share the risks with their families.
Song Benhua explained: "You can negotiate privately for joint farming, but only one person can be responsible for the contracting rights of the sea area."
Only one person is responsible for the contracting rights in the sea area, which means that whoever has the contracting rights will occupy the dominant position in joint farming.
You know why you should share the profitable business with others, and since ancient times, the most taboo in doing business is to do business together as a family.
Lin Hu glanced at his father, and both brothers looked at him with wolf-like eyes.
His daughter-in-law grabbed him hard, and he felt a shudder in his heart, not knowing how to deal with it later.
Many people did not register for cultured pearls, but some people were shocked that the court could borrow money for everyone.
The profits from the imperial court are so much lower than that of the bank!
If they could borrow more from the imperial court and repay it slowly with monthly money, they would be able to buy more houses.
Just when everyone asked Song Benhua if he could borrow money from the imperial court even if he didn't cultivate pearls.
Bai Wutong introduced a new policy on banks.
Unlike the previous banks, banks can not only lend money, but also save money and give everyone interest.
The more money you put in the bank, the more interest you will get each month or year.
It never occurred to me that there is a real money-making bank, and everyone went to consult with President Ma, who is in charge of the bank.
President Ma gave a detailed introduction to the bank's business, which is mainly divided into three categories, the first loan, the second deposit, and the third investment.
Individuals who want a loan must meet two conditions, one is sufficient proof of assets, and the other is a good reputation.
If there are no assets, a fixed salary can also serve as security.
In addition to personal loans, there is also a type of business loan, as long as the company founded by the individual or the intellectual property rights can be certified, the loan can also be obtained.
If the bank doesn't like it, it can only use the asset-backed loan.
There are many kinds of deposits, and there are two main types for the common people, dead deposits and demand deposits.
The interest of dead deposits is much lower than that of demand deposits. If you have deposited dead deposits and withdraw them in the middle, the interest will be calculated as demand deposits.
Regarding investment, President Ma explained simply and comprehensively that the bank selects projects that can make money, and everyone can participate in the investment. If you make a profit, the money will be much higher than the profit. , equivalent to modern stock trading.
Of the three major businesses, deposit is what everyone looks at most. Is it really possible to get back the principal and interest by depositing the money in the bank as President Ma said.
If the court is black and black, then there is no place to cry and complain.
President Ma patiently explained: "This is a bank established with the reputation of the empress. Everyone can rest assured that if there is one less copper plate, you can report us."
The Empress couldn't lie, so everyone immediately went back to get the private room, wanting to deposit the money quickly.
The earlier you save, the more interest you will have!
The houses allocated by the imperial court don't cost you any money, you just need to contribute and do your job well.
However, if you want to buy a villa made of steel and concrete alone, the price is extremely expensive.
Wu Ji and two children were only allocated a villa, and Wu Mengyao wanted to be like Zhao Lanzhi, not afraid of rumors about marriage and making decisions on her own.
If Wu Hao gets married in the future and lives under the same roof with his sister-in-law, it will be a lot of inconvenience.
She also wanted to buy a house of her own, but she had no extra money. As soon as the bank loan policy was introduced, she immediately went to the Design Institute to issue a work certificate as required, and wanted to buy a house with a loan.
She is alone and can't afford a single-family house, but a two-bedroom, one-living residential house should still be able to buy it.
Wu Mengyao works as a fashion designer in a design institute~www.mtlnovel.com~ The monthly payment is one or two, and there are extra bonuses and commissions, which meet the highest loan standards.
Wu Mengyao only spent fifty taels of silver for the down payment to book a two-bedroom, one-living room.
At the moment of signing the contract, she showed a happy smile and sincerely thanked Bai Wutong.
In addition to Wu Mengyao, Lin Yue thought of taking out a loan.
He loves reading books, and movable type printing is in the world. He wants to take the opportunity to set up a printing office.
Qingfeng is about to marry him, and he has to work hard not to.
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